Retirement Planning

Your Retirement

Perhaps no life event impacts your financial situation more than your retirement. Your total time in retirement could potentially span decades. Our team will help you craft a retirement strategy to optimize your current and future income sources to meet late life and end of life expenses. Together we can help ensure your financial independence and stability during the time when you need it most.

SEBUS Financial Group will plan with you and your family to create a personal wealth building strategy to protect the future you’ve always planned for. We do this through a rigorous planning process examining your current financial situation and potential alternative courses of action in the development of your personal wealth plan and retirement future. We follow the Certified Financial Planning™ six-step process of financial planning.

Part of our planning process will include the following topics:

  • Investment Planning
  • Individual and Family Wealth Management
  • Personal Retirement Planning
  • Social Security (when to take it)
  • Estate Planning

(We also plan to avoid the six major risks of retirement living)

  1. Market Risk
  2. Longevity Risk
  3. Inflation Risk
  4. Liquidity Concerns
  5. Health Concerns
  6. Estate Planning Concerns/Challenges